Professional Accounting Services

Accounting works better when your accountant understands how your business actually works.

Who i work with

Garcia Financial focuses on six types of businesses, each with its own accounting, tax and reporting challenges.

Choose the one that best describes your business to see how I can help.

MSPs

Recurring revenue, labour costs, service margins, and client profitability all affect how an MSP should be measured. I help you see where your margin is actually going and keep the accounting structured around how the business operates.

Travel Advisors

Travel accounting comes with its own quirks — commission splits, host agency statements, GST/HST, and revenue that doesn’t always match what hits your bank account. I understand how those pieces fit together.

Real Estate

Rental property accounting goes beyond tracking rent and expenses. I help with property-level reporting, repairs versus capital costs, CCA, financing, ownership structure, and planning before you sell.

Trades and Construction

Job costing, subcontractors, holdbacks, progress billing, and cash flow can make construction accounting difficult to read. I structure the numbers so you can see what jobs are actually making you money.

Professional Services

For incorporated professionals, the accounting is closely tied to how you pay yourself, how much stays in the corporation, and how your corporate and personal taxes work together.

Owner-Managed Businesses

If your business is incorporated and you’re still the person running it, I can handle the accounting, tax, reporting, and planning that keeps the financial side of the business under control.